There is currently a perceived lack of affordable housing in the UAE. Our research focuses on ways in which affordable housing could be delivered, rather than the demand side initiatives, such as access to mortgage finance, flexible payment plans, or public subsidies and other concepts. The general definition of affordable housing, for the purpose of this research, is ‘good quality’ housing that requires a maximum expenditure (rent or mortgage) of approximately one third of a household’s gross income for the middle-lower income segment of the population that earn up to AED 20,000 per month.
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